An Insider Review Of The Market America Business And The Market America Business Plan (Part 2 of 2)

In the first section of this 2 part series, we explored the nature of why many network marketing and MLM companies are setting you up for massive failure from the get-go. I'm not reviewing this statistic or trying to say this company and or that company is better for you, rather, I'm implying that if The Direct Selling Association is saying that a company representative can effectively work with 2.8 distribution channels over a lifetime, then why would you partner yourself with a company that goes against what the "average person" has been proven to profit from?

We also spoke about the horrific attributes of horizontal marketing. Once you understand the "woes" of the ways of conventional thinking, you'll never view business the same again. I don't claim to be the end-all-be-all or know-it-all, I simply enjoy being an informational vessel that has worked long and hard to acquire the necessary knowledge to lead prominent leaders.

The last point from part #1 of this 2 part series was that multi-level marketing (MLM) compounds the negative and ill-effects of horizontal marketing. The reason I said that you've bought into a roller-coaster ride is directly aimed at how the rigorous recruiting is never-ending for network marketing and MLM professionals.

It's PROVEN that 97% of network marketers and MLM business builders spend more money than they make in their careers. Although I'm an advocate for the direct marketing industry, I want to share JR's vision about why the Market America (MA) business plan is radically different from ANYTHING ELSE on the open market.

In building an UnFranchiseR there are 4 logistical factors that must be considered when partaking in the process of doing your due diligence? You should know these differentiators if you aspire to learn more about being on the edge of 'cutting edge' in today's economy.

When you personally sell a product in MA, everyone on the team can also get paid.
If a person sells a product, they can share 100% of the sale with their team.
UnFranchiseR owners can open multiple locations. Some say, the MA business and the Market America business plan it capped - it's not, and actually, you can pay your partners again for the same volume. This one strategy is completely earth-shattering and doesn't exist anywhere!
When a product is sold, there is a 2x paying of self, plus everyone else benefits.

These 4 Market America business plan principles are the "game changers" for anybody that evaluates the Market America UnFranchiseR business opportunity. The technology, people power and vast vision to surpass amazon.com in the next 3 years are present - so watch out world, there's a new "big fish" online!

If you would like to further understand the Market America business and the Market America Business Plan click these links and subscribe for my Insider's Club Report - it's awesome and full of information! Also, if you want to conduct more thorough research about the Market America business and the Market America business plan you can by viewing our comprehensive and content-rich blog and resource center.

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Social Stratification in America

In discussing American society and its structure, first of all I'm going to define social stratification itself and the bases on which this concept is founded. Then I'm going to discus which category is more applicable to the American society.

To give a general description, social stratification is ranking social groups based on the things they have in common and the things that are different among them. This categorization is basically made in three different ways:

1) State systems,

2) Caste systems, and

3) Class system.

In a state system the authority and power is monopolized in the hands of a narrow elite. In such society, the elites rule and the rest of people are bent to their will; like the feudal societies. In a caste system, a person's place in society is given to him/her based on birth and ancestry. Thus the person cannot change his/her place throughout his/her life. And finally in a class society people are given status based on birth and also personal achievements and backgrounds. In other word people of such societies can change their status through their lives. Having said all this, we can now discuss the concept of social stratification in American society.

The history of America bears no sign of feudalism in it. Besides, as people of America were immigrants from other countries so the matter of birth was almost of low significance. Of course there were a number of British elite among the first settlers but they could not be proud of their ancestry in their new home as they were in their homelands; because every one had to work hard if s/he wanted to survive.

Therefore the conditions of young America were not suitable for the foundation of a feudal or caste system. So America took the form of a class system. But it's clear that we can not relate the formation of a class society in America only to conditions America had in early ages. Some other factors have also contributed to the continuation of this system even to today America. Among these factors are: individualism, industry and job opportunities, and a tendency toward mobility.

In America the idea of individualism is so profound that it can be seen in every aspect of peoples' lives. Individuals are preferred to societies and in this way personal achievement becomes the measure for giving a person his/her status in society. it is the individual who is responsible for his/her success and failure- it is interesting to know that 43 percent of people polled by Gallup believed "lack of effort as a reason people are poor" and "53 percent" believed ""strong effort" as a reason some people are rich" ¹.

We can conclude that most of the people believe in he class society values and features. The next tow factors are actually interrelated. Even we can trace the effects if individualism in these two. For an American finding a good job is one of the main priorities. They easily leave their homes and houses in hope to have better jobs and therefore better opportunities and conditions. As an effect of individualism, they feel less sense of belonging to family or homeland. In other words a good job opportunity is most of the times preferred over being near one's family and homeland. Again the matter of birth loses its significance because of this condition and each person is taken accountable for his/her status, thus reaffirming the class system in America.

Like other class societies, America consists of three basic classes: higher class, middle class and lower class. But some thing is different in America. Unlike in other class systems, in America class consciousness is actually absent ², which means people are not aware of their place in the social ranking. Actually most of them consider themselves as middle-class but they don't know where the boundaries of the three classes meet each other. However if we want to give an income- based definition of the middle class, according to statistics it ranges from"$ 32,653 to $ 48,979" ³.

The overlapping of classes in America is caused somehow the concept of credit shopping. In this way, even a person of a lower class income group can buy things that people of the middle class afford to buy through credit shopping. So s/he sees little difference between people of middle class and herself/himself. So he also thinks he belongs to middle class. I think that through such economical system, American government has been able to promote the standard of living among the citizens, spreading a sense of satisfaction among people. That's why most of Americans still consider their country the best place to live.

Footnotes:

-1 and 2 from: http://www.pbs.org/peoplelikeus/resources/stats.html

-3 from: http://www.socialstudieshelp.com/APGOV_Political%20Culture.htm

Marzieh Motahhari, MA student of University of Tehran, Institute of North American studies

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Bird Flu in America

The only cases of bird flu in America, thus far, have been caused by a different strain of flu virus than the one that is currently sweeping through Asia, Africa and eastern Europe killing thousands of wild and domesticated birds. Wild birds carry a number of these flu viruses, but it is only one strain, H5N1, that has governments throughout the world concerned, both because of the risk to the poultry industry and because H5N1 has caused the deaths of 140 people to date. Countries throughout the world are making efforts to inform the public about safety practices that can lead to bird flu prevention.

Scientists expect to eventually see the H5N1 bird flu in America, but it might not show up. The concern is that migratory birds from Asia could pass the H5N1 strain to migratory birds from the Americas when they both gather in Alaska. So, H5N1 bird flu prevention at this point is focused on Alaska. Scientists believe that if they can identify H5N1 bird flu in America when it first appears, then they can contain it, before it becomes a problem to the poultry industries in the Americas.

The U.S. Geologic Survey and the Department of Agriculture have joined together in a H5N1 bird flu prevention effort that includes testing feces and feather samples from about 150,000 wild birds, mostly waterfowl. Scientists believe that if they find H5N1 bird flu in America, it will most likely show up in the waterfowl first. Unlike domesticated poultry, wild birds can carry the H5N1 bird flu in America and elsewhere in the world without dying. In areas of the world where wild birds mingle freely with domesticated birds they can infect their water supply or pass the virus to them through feces and other secretions, but USDA regulations in America as well as poultry industry standards decrease the likelihood that H5N1 bird flu in America, specifically the United States, will become a problem.

Large poultry farmers in the U.S. are now and always have been concerned about bird flu prevention, no matter what the strain. They take precautions to protect their birds, because their birds are their livelihood. Enclosures are designed to keep their birds in and wild birds out. Workers wear protective suits, boots and head coverings for bird flu prevention and to prevent other diseases from contaminating the poultry.

While there have been some cases of some strains of bird flu in America that have resulted in the destruction of several flocks of chickens in Texas and Virginia, there has only been one case of bird flu in America that affected a human. He was a USDA official and it was a weaker strain of the virus.

While no bird flu prevention efforts can negate the possibility of any bird flu in America, farmers, scientists and government agencies throughout the world are making efforts to identify and contain outbreaks quickly. If you are concerned about bird flu prevention for you and your family, take the same precautions that you would always take to protect yours and your family's health. Cook meat thoroughly. Wash hands, cooking utensils, counter tops or cutting boards that have touched raw meat thoroughly. Eat right, get plenty of rest, take your vitamins and make efforts to maintain a healthy immune system. In this way, when and if cases of H5N1 bird flu in America are reported, you and your family should be safe. For more information about bird flu or about how to protect your immune system, visit www.immune-system-booster-guide.com

Patsy Hamilton has more than twenty years experience as a health care professional and currently writes informational articles for the Immune System Booster Guide. Read more about boosting your immune system at http://www.immune-system-booster-guide.com

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Property in America - Guide to Buying Property in America

Guide to Buying Property in the USA, America

Overview

The US Property Market

The real estate market in and across the United States of America is as varied and expansive as the country itself. Although the age old adage comes off a bit trite and certainly overused, when it comes to real estate investment and other real property purchasing opportunities in the United States, there actually is something for everyone. There are many different opportunities available to the savvy shopper.

Investment Property in America

In the 21st century, an ever growing number of men and women are electing to make the purchase of investment real estate in the United States. This includes both residents of the U.S. as well as people living abroad who wish to become a part of the generally burgeoning U.S. real estate marketplace. As a general rule, people who are snatching up investment property in the United States are doing so in three different arenas:

First, investors are electing to buy into commercial real estate holdings.

Second, men and women buying investment property in the United States are also spending a goodly share of their funds on residential rental property.

Finally, people who are purchasing investment real estate in the United States are putting at least some of their money into vacation types of properties.

Residential Real Estate in America - Single Family Properties

No where is the commentary that the real estate market in the U.S. is as varied as the country itself when it comes to the matter of residential real estate. Depending on where a person is interested in residing, in making the purchase of residential property, will dictate how much money will need to be spent on such a purchase.

In some cities in the United States -- many of the major cities on both the east and west coasts of the country, for example -- the prices of residential properties continues to increase rather dramatically over time. On the one hand, the ever rising cost associated with the purchase of residential property in some cities in the country is keeping some people out of the housing market all together. There are some cities in the America that are experiencing a flat housing market. In other words, the appraised value of real estate is remaining level and not increasing much over time.

Residential Real Estate in America - Apartments

In addition to stand alone, single family residences, the market involving apartments, condominiums and townhouses in many communities has become more active in the past five years. This has particularly been the case as the so-called "Baby Boom" generation begins to move towards the empty nest phase of their lives (their children have left home) and even towards retirement. As a consequence, people are moving towards purchasing apartments, condominiums and townhouses because they are more convenient and generally less difficult and time consuming to maintain. In many instances, these properties are also smaller in size than the typical single family residence.

The overseas buyers are also seen buying these types of property with greater frequency over recent years. In some instances, citizens of other nations are taking to the purchase of these types of properties in order to allow them the opportunity to have a second home in the United States.

Holiday Property in America

One of the most significant trends that has developed in regard to real estate in the United States in the past twenty years revolves around vacation property. In the 21st century, a growing number of people within the United States -- as well as an increasing share of property owners from abroad -- are investing in vacation and holiday property.

Investment in holiday property generally has been seen to occur in two different areas. First, people both in and out of the United States are making purchases of second homes or vacation homes for their own usage. (In some instances, these people do turn around and rent or lease out their vacation or second homes to other people during those segments of the year when they are not using the property personally.)

Second, men and women residing inside and outside of the United States can also be found investing in time shares in record numbers. A time share situation is one in which a person buys "time" in a piece of real estate. In other words, they are buying an interest in a particular piece of property that interests the purchaser during a specified period of time each and every year.

Mortgage Options

When considering the options for a mortgage on your overseas property there are a couple of choices to consider;

1. Do you consider raising finance on your existing property in the UK to cover the whole cost of your purchase abroad? A good idea if the interest rate in the country in question is a lot higher than it is here in the UK as you will pay a lot less in monthly repayments.

2. Do you secure a mortgage against the property from a local bank in the country of purchase? This can be a wise option especially if the interest rate is lower than our current UK interest rate. Most overseas mortgage / bank lenders will require upto 30% deposit on mortgages. However, you will need to give some thought to how you will service your mortgage payments each month especially if you are not living or earning in that country as you may well lose out on exchanging money each time to cover monthly expenses. Check out our Foreign Currency page to see how you can save money in this example

3. Some Builders and developers may well offer their own mortgage facilities on their properties for sale. This can be beneficial to both parties depending on the logistics of the mortgage or loan facility. Always check and compare with the two options above before making your final descision.

For more details on Mortgages in America visit our Mortgage page in the American section on our website.

Specific steps to buying real estate property in America

A person interested in making the purchase of any kind of real estate in the United States needs to give serious consideration to engaging the assistance of a qualified and licensed broker or of an equally qualified real estate service that has been established to service the needs of those people seeking to purchase investment, residential or vacation property within the U.S. When shopping for real estate in the United States, a buyer needs to keep in mind that the agent or Realtor works for the seller. The real estate agent or Realtor is legally obliged to protect and further the interests of the seller.

In addition to engaging the assistance of a qualified broker or real estate service, it is also important to note that the real estate markets found across the United States vary significantly from location to location. As a consequence, a person looking to buy real estate in the United States will want to make very certain that he or she has resources that are specifically knowledgeable about the real estate market in a particular region of the U.S.

One step that a person interested in buying real estate in the United States will want to consider taking up front is obtaining a financing commitment from a bona fide lender before beginning the search for specific pieces of real estate. In recent years, in the United States, lenders will extend mortgage facilities to people interested in purchasing real estate (provided that they are credit-worthy) in advance of identifying a particular piece of property for purchase. By having such a lending commitment in hand, a person looking to buy real estate will be in a better position to more efficiently and effectively procure real property in the least amount of time.

When making the purchase of real estate in the United States, the general practice and law in most states is that a purchaser accepts the property in the actual condition it is in at the time of the contract for sale is executed. In other words, a buyer generally buys the property in the condition it is in and cannot complain about significant defects after the deal is closed between the buyer and seller. (The one caveat is if the seller willfully and intentionally withholds material information about defects or problems of a significant nature associated with the real estate.) As a result, it is imperative that a buyer makes certain that the property is closely examined for flaws and defects before a contract for sale is finalized and certainly before the closing date on the transaction.

Once a particular piece of property has been identified for purchase, a contract is then drafted. In the United States, real estate cannot be sold in the absence of a written contract. Often, when residential real estate is sold, a standard form of contract is utilized to memorialize and effect the sale. However, if a person is making the purchase of investment or commercial real estate, more often than not a specific and individualized contract is created for the transaction.

When the contract is signed by the parties, a closing date is established. In the U.S., the closing date is the date on which all of the duties and obligations under the contract need to be satisfied -- including the obligation of the seller to make certain that the title to the real estate is "clean" and including the obligation of the buyer to make certain that his or her financing is in order.

Generally, a closing date is set approximately 30 days from the signing of the contract for sale. However, there is no hard and fast rule pertaining to when the closing is to be held. The closing date is established between the parties to the real estate sales contract.

One of the items that a buyer will want to make certain he or she obtains after the contract is signed and before the closing date is title insurance. Title insurance will protect the buyer of real estate should a situation arise in which the title to the underlying real estate ends up being clouded. A clouded title is one in which another person or entity ends up having an interest in real estate that may not have been found or properly disclosed during the time period between the signing of the contact and the closing of the sale itself. For example, a prior lender may have a lien on the property that for some reason was not discovered. While such an encumbrance on the property's title should have been discovered, there are countless examples in which mistakes occur and liens and other interests in a particular piece of real estate are not discovered. Again, title insurance protects a buyer of real estate from any expenses or loss that he or she might experience as a result of a defect in or cloud on the title to real property.

In most jurisdictions in the United States (but not all) local units of government assess property taxes on real estate. If a person is making the purchase of real estate, he or she needs to understand that they are likely to be responsible for paying a pro rata share of taxes that will be due and owing for the portion of the year of the purchase during which the buyer actually assumes ownership of the real estate. Often, the taxes will be due to be paid at the time of closing to avoid any problems between the buyer and seller in the future.

Additionally, insurance on the real estate needs to be in place to benefit the buyer on the closing date. A purchaser of developed real estate will not want to assume possession of the property without making absolutely certain that proper insurance is in place.

Property Abroad always recommends using a Solicitor or Lawyer

Les Calvert is the Director and founder of the UK's Number 1 overseas property website http://www.property-abroad.com For more details on thousands of properties for sale in America visit http://www.property-abroad.com/america.

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Bad Credit Cash Advance America - Bad Credit Record Is No More A Hindrance

Bad credit cash advance America is the quick short term solution to your unexpected financial problems. When you need money urgently, but can't get a regular bank loan due to bad credit history, you can apply for bad credit cash advance America. Here the lending company won't run any credit checks on you and will lend you the money based on some basic information provided by you. The fee charged in this case is obviously high due to the higher risk the lender is taking on you.

Have A Look At The Criteria To Be Fulfilled:

You need to fulfill certain criteria set by the lender, which generally includes some current information about your job and salary. The lender that provides cash advance America requires verifying the following things:

Your citizenship (you must be a legal citizen of USA)

Your age (should be 18 or more)

Your employment (must be employed for at least 3 months)

Your salary (must be $1000 or more, monthly)

Your bank account (must be an active account at least 3 months old)

After verifying these details online or over phone, your loan application for bad credit cash advance America is approved. Next step is that your money is deposited in your bank account directly.

Repayment Made On Time Saves Money:

You have to repay the Ace America cash advance on your salary day, failing which you'll have to pay even more in fees and penalty charges. Make sure you have enough funds in your account on that date, or else you will land up in a further financial mess which will be hard to get over. If you make the payments on time, the Bad credit cash advance America works wonders for you, if not...it leads you to a never-ending loop of rollover loans. Avoid that completely.

Some Important Things To Remember:

To take full advantage of this wonderful service of America cash advance loans, keep in mind the following points:

Take the cash advance strictly for meeting unexpected and urgent expenses.

Take loan for the exact amount or as less as possible.

Take the loan for as less time as possible.

Repay as soon as possible, typically on your salary day.

Shop around various lenders for the best deal in terms of fees charged.

Make sure the lender is reliable and reputed.

If you are a little educated about the lenders and the going market rate, you will get a good deal for bad credit cash advance America. In times of real need, the first America cash advance comes as a boon to many of us. Financial emergency can hit anyone; being prepared with basic knowledge about bad credit cash advance America loans will help you keep your cool in times of crisis. You at least know whom to look up to, when you need fast cash!

Fast easy payday loan are the payday loans provided by several lenders where no credit checks are done and easy payday loan is disbursed to people with bad credit record at equal ease. Beware of unreliable payday loans lenders and use this service in emergencies only.

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Safe Surfing - Miss America Spokesperson for Internet Safety

Lauren Nelson, better known as Miss America 2007, has dedicated her reign to promoting safety on the internet for children.

"When I was 13, I experienced first-hand the potential dangers of unsafe Internet use. Some friends and I made the mistake of giving our names, ages and locations to someone online who we later discovered was a sexual predator. After we received inappropriate photographs from this person, we immediately told our parents, and the situation was defused without incident. Unfortunately, not all kids are as lucky as my friends and I were. That's why I feel an obligation as Miss America to help children avoid dangerous situations online." Miss Nelson says.

Ms. Nelson knows that her platform as Miss America gives her the publicity she needs to get the word out about the dangers lurking online. The online predator Ms. Nelson encountered, she and her friends "met" online seven years ago. The problem is even more widespread today.

There are tips that I give to kids, there are tips that I give to parents," says Nelson "Kids, don't talk to strangers, don't share personal information and involve an adult if you feel uncomfortable.

"Parents, be involved with your kids activities, download the available software, and definitely keep the computer in a high-traffic area.

One of the most public things Miss America has done is to team up with America's Most Wanted to do a sting operation for men surfing the internet looking for young girls to victimize. Ms. Nelson's pictures as a teen were used as profile pics and the men believed they were talking to a young teen girl. It wasn't long after "14 year old Jen" appeared online that men were approaching her to begin sexually oriented chats.

Similar to the sting operation viewed by millions on Dateline NBC, America's Most Wanted lured the predators to a home with the belief that they would be meeting an under aged girl for sex.

Once the men arrived at the home, they received what was probably the biggest surprise of their lives: television cameras and America's Most Wanted host John Walsh, as well as a team of specially trained cops and Miss America Lauren Nelson were waiting.

Recent news has confirmed that these men will go to trial and that Miss America will testify against them. Ms. Nelson also has interviewed sexual predators who are now serving sentences for their internet crimes. In the video-televised interview with "Simon", Miss America gets into the head of a sexual predator and gets valuable information about how he operated when committing his crimes against a 14 year old girl and her 12 year old sister. Simon also gave information about the types of kids he preyed on and why he preyed on those particular kids.

She came from a home with an alcoholic mother. The father had abandoned them. She had low self esteem issues. These are the keys and clues that a person using the internet will use to seek and find vulnerable people.

Miss America has been named an honorary Deputy Sheriff in Bedford County - a distinction also held by NBA superstar Shaquille O'Neal. Both are spokespeople for the Safe Surfin' foundation, which promotes internet safety and gives information for parents, educators, and interested parties.

I have included the actual video of Miss America and America's Most Wanted's televised sting on my "Internet Safety In The News" page of my site. Feel free to watch this and other videos regarding internet safety there.

Angela Edwards lives in the Pacific Northwest and has worked with teens and young adults for almost 20 years. She has a site dedicated to keeping kids safe online. You can find her site here:

[http://www.geocities.com/questionmarque/parents_peace_of_mind.html]

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Two Most Common Visas For Russian Immigration to America

Starting a new life in the United States does have many benefits. If you are from Russia and you wish to immigrate to the US, you can do so by taking advantage of the several visa alternatives available. Most Russian immigration to America is done through visas and this page will reveal to you some information that you can surely benefit from. First though, it is important for you to acknowledge that Russian immigration to America can really be a difficult and tedious process. This is true of all immigration processes from anywhere to America. As a result, you must make sure to be fully prepared and fully understand the requirements for the immigration process.

Most Russian immigration to America can be done through fiancé or business visas such as the L-1. Basically, the fiancé visa is applicable in cases where an American citizen is engaged to a Russian citizen and wants him or her to come to the U.S. to marry. The fiancé visa is an effective tool for a successful Russian immigration to America . it grants legal entry to the Russian fiancé and any dependent child. However, the marriage to the U.S. citizen must occur within 90 days of entering the U.S. This is a fact that many people are not aware of. This ignorance causes them to lose their visa and not be able to obtain a lawful permanent residence status (the U.S. Green Card.)

The L-1 visa applies to persons who own a business abroad and are looking to establish a satellite of the same business in the U.S., or persons who are employed in a management or specialized knowledge capacity at a company that has a satellite office in the U.S. A great thing about the L-1 for Russian immigration to America purposes is that the Russian national can usually obtain a Green Card within a year after entering the U.S. If the person qualifies, he or she can seek adjustment of status and obtain a Green Card without having to go through the Labor Certification process. This saves a lot of money and time. Still another great thing about Russian immigration to America through the L-1 visa is that the visa holder's spouse and minor unmarried children can also enter the U.S. as dependents.

For those of you who want to avail of Russian immigration to America through the Fiance or L-1 visas, you must make sure first that you are comfortable with the immigration attorney you have chosen in the United States. Immigration law in the United States is extremely complicated and constantly changing. Only an American attorney that specializes in Immigration law is able to obtain a successful result for the case. The application process for Russian immigration to America through the visas discussed above is done from inside of the United States. If you are already in the U.S. and are in legal immigration status, you do not have to leave the country to obtain the fiancé or L-1 visa. However, if you are outside of the US , you must then visit the US Embassy closest to your residence.

Before any Russian immigration to America can be completed, the USCIS will first look into certain things. The USCIS is the United States Citizenship and Immigration Services and it will make sure everything is legal and valid before allowing any Russian immigration to America to take effect. Some of the things the department will look into are the validity of the relationship with your American fiancé and the previous net and gross income of the foreign company for which you work, if applying for an L-1 visa.

Take note that any Russian immigration to America through the L-1 visa will require that the applicant have worked for the foreign company having a satellite office in the U.S. for at least one year in the past three years. Lastly, for Russian immigration to America through the fiancé visa to be successful, the applicant must be able to prove with sufficient sorts of evidence that he or she has already physically met the American fiancé and that the relationship is valid and real.

Attorney Sonia M. Munoz of International Legal Counsel, LLC, counsels foreign nationals and business owners on the most efficient methods of immigrating to the United States. Visit the Firm's website to learn what to look for when choosing a good lawyer that specializes in Immigration in America at http://www.ilclawfirm.com

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