Bank Of America - Rewards American Express Card

Bank of America has launched the first credit card, which will be accepted far and wide on the global network of American Express, named the Bank of America - Rewards(TM) American Express Card. Use this card and avail the many benefits offered by both Bank of America and American Express together.

Basic Features

The Bank of America - Rewards(TM) American Express Card equips you with an appealing introductory Annual Percentage Rate (APR) of 0% on balance transfers and cash advance checks for the first 12 billing cycles. Once the introductory rate has expired, you get a very low fixed interest rate on purchases and balance transfers. There is no annual fee and you are given the option to pay over time.

Additional Benefits

Apart from the features above, Bank of America - Rewards(TM) American Express Card presents you with several other facilities, which include:

- Insurances for accident, damage and rental loss, while traveling

- Emergency services such as replacement of prescription, physicians, hospitals, and referrals as well as legal referral services

- Protection against damage or theft of the card

- Extended warranty protection on purchases from scheduled outlets

Rewards Program

The Bank of America - Rewards (TM) American Express Card's reward program gives you a host of benefits as below:

- Every net retail dollar spent on qualifying purchases earns you a point.

- For all dining and travel purchases, you receive double points

- The reward-package also offers you special privileges for traveling and shopping with merchants (who are partners of American Express). It also includes personal concierge services for 24 hours seven days a week.

- You can redeem your earned points for availing a variety of services like hotel discounts, traveling, branded merchandise, gift certificates and can even get cash.

- You are allowed to earn limitless points throughout the year and there are no blackout dates to disappoint you.

Remember your points last up to five years, which is the date of expiry.

Who Will Benefit Most?

This card from Bank of America is specifically for those of you possessing an average credit yet craving for a credit card. With the card, you can relish the flexible options for payment and a monthly revolving balance.

You do expect more out of your credit cards and the rewards program coupled to Bank of America's Credit card promises you just that.

The American Express Rewards card offers you one of the most thriving reward programs currently available with Bank of America. Through the card, you will be able to access special merchant-offers available only with American Express, as well as exclusive travel and purchase features.

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American Made - Companies That Benefit America

How does buying American made products benefit Americans? And, possibly, an even more important question is how? These are two questions I will answer here today, in this article. The facts provided herewith in set down a path that leads to a better America.

American made products benefit all Americans because they are products made within the boundaries of our country; they are made by other Americans, employed by different companies who hire Americans for labor, which in turn means jobs for Americans - something we are in desperate need of. Small businesses make up a greater percentage of companies in America than any other sector, and businesses should be able to keep American employees without having to struggle. Many small businesses have moved their jobs and production over seas because of the rising costs, and greater economical strain of keeping them in America. There is some who have stayed despite the economic turmoil because of forsight. Small businesses employ a large portion of this country, manufacture, and produce many of our countries services - the more the better. It is getting harder and harder to keep it that way, you see, when big businesses start outsourcing to India, China, and everywhere else their cost of production and labor go way down. When outsourcing to get cheaper labor and cheaper material, you in turn, get a cheaper unsafe product; a product that not only doesn't last the test of time, but is dangerous.

There has been a growing trend of companies moving work back to the United States called "re-shoring" many big and some small companies have begun to move jobs back to America after having outsourced thousands of jobs to communist China, Russia, India and Mexico over the last decade. This story was highlighted on a CNN broadcast of Lou Dobbs Tonight. Two companies were featured including southern California based Exxela outdoors, and Professional Choice a company that specializes in horse splints, boots, and other horse related products. This is good news for all Americans, but there are also some companies who never outsourced, but struggled to stay here in America because of the positive effect it has on our economy when Americans are buying and selling products made here in America by Americans.

The problem with both of these companies is that they did outsource overseas, and are only now trying to bring their manufacturing jobs back into America. With an unemployment rate of 11.5 percent Americans desperately need jobs. I know there are many small businesses who never outsourced their jobs overseas to help America, even though they struggled to do it, they knew, in the long run it would benefit America. Lou Dobbs tonight also highlighted the fact that the US government, US Chamber of Commerce needs to do more to encourage the growth of manufacturing jobs in America, and that is true.

Jeff Immelt CEO of GE, one of the companies that pioneered outsourcing according to Lou Dobbs tonight, said that the national goal for America should be to bring back 20 percent of manufacturing jobs to America, about double the percentage today. There are many different paths, and barriers to bringing jobs back, and reasons they were sent abroad in the first place. The main reason would be to slash costs, and create products at a much cheaper cost to the company, and in so doing, you hurt America.

The benefit of keeping Americans employed is that they will inevitably put their money back into America by buying goods. It is good news for all Americans, especially the middle class that companies are moving jobs back to America "re-shoring." The harsh reality is most of the companies never should have outsourced in the first place; because we all know that those jobs were once filled by someone in America who suddenly found their job in India.

So, how does keeping jobs in America and selling products made in America by Americans benefit America? I hope the answer is obvious, and that we all strive to support such companies.

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South America Travel Guide - Top Five South American Sporting Events

Ask any Latin American and they'll tell you one of the things that define their continent and their own national identities is a burning passion for the competitive spirit of sport. These days the continent's many historic rivalries are expressed through a healthy sporting spirit, producing world famous spectacles that rank among the top of any South America vacation experience. Even non-avid sports fans can't help but get swept away in the atmosphere and energy of a major Latin American sporting event.

The Brazilian Grand Prix is just one of many major Latin American sporting events. For followers of other sports, here are five more that you should look out for while making your South America travel plans.

The Best of the Beautiful Game: Copa de Libertadores

Soccer and Latin America are virtually synonymous. The beautiful game is revered everywhere from the buzzing streets of the continent's cities to the most remote outposts in the distant wilderness. And of all the soccer tournaments in South America, it is the Copa de Libertadores that draws the most attention and passion. The competition sees old tensions such as those between Brazil and Argentina or Peru and Chile turned into a healthy sporting rivalry, while the stadiums of the continent's biggest teams are packed with flag waving fans, endless Mexican waves, flaming red flares, songs and chants.

The tournament's 38 teams are drawn from the top-ranking teams from national competitions, who play a number of preliminary rounds before entering a group stage and then the finals. By the time the final stages begin, virtually everyone in South America has focused their attention on the competition.

The atmosphere of a major South American soccer match is a unique experience and you don't get much bigger than the finals of the Copa de Libertadores. Before your South America vacation begins check the tournament website for a rundown on upcoming fixtures and don't miss the chance to see this most Latin American of sporting spectacles.

A Touch of Class: The Argentine Polo Open Championship

For those seeking a less raucous, more elegant spectator sport, look no further than the great polo traditions of Argentina. Polo is an old passion for Anglophile Argentines, and the sport attracts some of the best players and finest horses in the world.

Held every December, the Argentine Polo Open Championship in Buenos Aires is one of the world's most important club level polo events. Despite the sport's elegant charm, the game is actually a highly demanding one, requiring great skills in horsemanship as well as effective teamwork in order to drive the small wooden ball into the opposing team's goal using an unwieldy, long-armed mallet.

Argentina is the only South American country in which polo is played professionally and having won three world championships, the country is a world leader in this refined sport. There are three big opportunities to catch a professional polo match during your Argentina vacation, at the Open Championships of the Hurlingham and Tortugas Clubs, or the national Argentine Open Championship.

Riding the Waves: The ISA World Surfing Games

2009 is a special year for a much younger Latin American sporting passion as the ISA World Surfing Games arrive at the blissful sands of Costa Rica's Jaco beach. Known as "the biggest surf show on the planet" the games are right at home in the lively, atmospheric and beautiful beach side town of Jaco. The Olympics of Surfing sees over 200 surfers from nearly 30 countries congregate every year to do battle on their boards, with the competition alternating between the world's best surf spots.

Surfing is a popular activity during many Costa Rica travel experiences and the country has become famous for its great surf and beaches that are world renowned for their quality and cleanliness. Jaco is a must-see destination during your Costa Rica vacation and timing your trip to coincide with the most important surfing event of the year is sure to add a touch of adrenaline to your vacation memories!

Aiming High: The South America Volleyball Championship

Volleyball is one of the few sports in Latin America that is widely popular among female competitors and spectators. The pinnacle of the game's annual calendar is the South American Volleyball Championship, held biannually since 1951 at alternate locations usually in Peru, Colombia, Brazil and Argentina.

The sport is taken very seriously and demands extreme levels of fitness, agility, coordination and teamwork. Brazil, where the sport has become a passion second only to football, has been the traditional leading country, with occasional challenges from Argentina, Peru and Venezuela. To catch a game during your South America vacation, check the latest fixtures listings on the South American Confederation of Volleyball website.

Hole in One: Tour De Las Americas

Ironically, it is the ancient sport of golf that is the youngest addition to Latin America's professional sports scene, having only been established as a permanent international tour in 1999. The Tour de las Americas (TLA) provides an opportunity for the best national players from Latin America and the Caribbean to compete at an international level and has rapidly developed into a major sporting occasion, involving over 30 events in almost 20 countries and a total prize money of over $3 million. The rise of golf on the continent has also contributed to a growth in dedicated golf courses, especially in some of the more luxurious Costa Rica hotels.

These days the Tour includes such prestigious events as the Argentine, Brazilian, Venezuelan and Peruvian Opens, plus the TLA Nations Cup. The annual calendar includes events throughout the first half of the year and the 2010 session is due to be announced shortly.

This Central and South America travel guide was written by a travel-loving South America vacation expert at Latin America For Less, a member of the Latin America For Less family. More Latin America vacation tips, guides and ideas are available at the Latin America travel blog. Latin America For Less, a US travel agency established in 1998, offers a complete South America travel service to destinations across Latin America, including Peru, Brazil, Argentina, Costa Rica, Ecuador, Chile and Bolivia.

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